Hello! My name is Brittney Cotton Diabour
and I am the owner of Premier Credit Agency. I am from a small country town called Byrd Town in South Carolina. Yes, you read correctly, Byrd Town. I attended Coker University in Hartsville, South Carolina and obtained a bachelor’s degree in Business Management. I learned a ton about how to manage finances and how to structure businesses, however in my personal life, I had no clue where to start!
My Credit Journey
I could start off by telling you why it’s important to have good credit and all of the benefits of managing your finances to the T! My personal finances were so far from being perfect. I had credit card debt up to my neck, I did not know how to communicate with creditors during hard times and many bills fell into collections that I didn’t even receive (primarily medical bills). I later found out there were large purchases financed in my name and creditors were reporting late payments or no payments on my credit report. Even personal information on my credit report was incorrect such as addresses. Not staying on top of my reports became a reflection on my credit report/scores and became a high risk client for many lenders. Things went from bad to worse, I got denied for an apartment and then a very small loan. I had to then put things in my parents name to get approval.